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Buy a Home

Buy a home to co-live in together.

Build a House

Build a property to invest in together.

Find a Mortagage Mate

Find someone to share your housing journey.

About Us

Mortgage Mates is like a dating website for home ownership.

The Bumble of home ownership, we match you with other individuals (Mates) who have the same housing preferences as you, to own a home together.

Mortgage Mates can match you with Mates based on housing preferences and motivators including location, cost, property use and property type.

Our platform allows you to choose the security of home ownership over rental properties and share houses in a safe and secure way.

Using a unique algorithm, Mortgage Mates matches you to Mates to search for, apply for and purchase housing together. By matching with Mates who share your housing aspirations, you can afford to purchase a home to live in, land to build on or an investment property to invest in, with less financial risks and increased legal protection.

Who we are

How Mortgage Mates Works

SIGN UP AND CREATE YOUR PROFILE

Sign up to create your account. Once verified, log in to create your user dashboard in the Member Profile section, including the My Profile and What am I looking for sections.

REVIEW YOUR MATES MATCHES

Compatible Mates will be available to view either from your dashboard, or, from the Meet Mates tab. You will be able to connect with Mates you wish to speak with using the connect button.

MATCH AND CONNECT WITH SIMILAR MATES

Once you both approve of the match, you can chat via email. Once it seems like it might be a good match, meet up to check you’re on the same page.

GET LOANS APPROVED, DRAW UP AN AGREEMENT

Get organised with pre-approval for your loan. Have open and honest conversations about your expectations and draw up a co-ownership agreement together.

Mortgage Mates can help with these via the What to do next page– with relevant and specialist third parties available post sign in.

CO-OWN A HOME TOGETHER!

Now you’ve got your match, have checked your on the same page and have agreed on the terms of the co-ownership agreement – it’s time to start looking for a house.

Mortgage Mates can help with this via the What to do next page- with relevant and specialist third parties available post sign in.

Get started

THE BENEFITS OF HOME OWNERSHIP

Quicker access to the housing market
Safer and more flexible investment options
Additional checks including legal protection
Increased social connection
Reduced pressure on infrastructure and environment

Testimonials

Like co-living in your own home?! Cool!

25+ London Female

How to co-own safely with your mate

Ask your mate to confirm their:
• Pre-Approval
• Bank Statements
• Credit Score *

* Consider sharing these details with the use of a third party such as a lawyer or mortgage broker to maintain the safety and security of your data.

Share a copy of yor police checks with each other

Start to consider:
• Which Co-ownership agreement to use
• What you would like to include in the agreement

Approach your chosen estate agent and mortgage provider

Co-Own a home together!

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